Facilitating access to utility services through digital finance in emerging markets Categorie(s): European Microfinance Week 2015Tag: microfinancedigital financeDocument(s): EMW2015_CGAP_M.Hanouch.pdf EMW2015_Kytabu_P.Mugambi.pdf EMW2015_PHB Development_MS.pdf EMW2015_GSMA_H.Smertnik.pdf